Payment & Credit Management Software Saudi Arabia

Bank transfer, mada, STC Pay, SADAD and Apple Pay, plus cash, with Tabby and Tamara available where a buyer settles by instalment. The rep chooses the mode, keys in the transaction reference, and posts the SAR amount against the outlet's open invoices.

Every outlet carries a SAR limit in the Customers master. When exposure crosses it, the configured rule fires: block all orders, permit only the first order, or push the order through approval. Exceptions route up to seven levels through Workflow Automation.

Yes. Invoices, receipts and credit notes are structured with VAT lines so finance can export clean records for ZATCA/Fatoora e-invoicing without re-keying figures.

Part-payments split across several invoices. The rep lets the system auto-allocate or maps the amount line by line. Any unmatched money waits in an unallocated tray until finance adjusts it or applies it to the next open invoice.

From the Returns module: secondary returns, primary returns and damage or expiry claims raised by wholesalers and modern-trade chains. Each note links back to the original SAR invoice and trims outstanding, with status and source tagged.

Bank transfers, POS settlements and cleared cheques reconcile against posted receipts. The Order-to-Cash and Overdue Ageing reports flag any gap, while the Credit Override audit log records every manual change.

Cards for Total Invoices, Outstanding, Collected and Overdue in SAR, plus a table of Invoice, Customer, Order, Date, Status, Payment, Amount and Outstanding. View Full Detail opens Print, Download PDF or Cancel Invoice.

Yes. The Android and iOS app captures the mada, STC Pay or SADAD reference and allocates it to open invoices on the spot, built for reps covering long routes across a large territory. It syncs automatically once the rep completes the round.